Have you tried our zinc oxide Summer Skin Protectant?? If you haven't, you definitely should! We spent quite a few days at the beach while we were on the East Coast, and as long as I remembered to put some on- I didn't get burnt! Now that the weather is heating up at home, I'm using it every day and love it. With 20% zinc oxide, it offers about SPF 20. My daughter and I are fair skinned and it works great for us both. You have to be sure to reapply, but that goes with any sunscreen.
Give it a try and let me know what you think!